Get Union Bank of India Personal Loan ✔ Lowest interest rates ✔ Online application process ✔ Instant loan approval ✔ Lowest Interest Rates and Charges ✔ Money in bank in 72 hours ✔ No collateral required ✔ Check your loan eligibility online in a minute. Check your Union Bank of India Personal Loan Eligibility with Personal Loan Eligibility Calculator & apply for the personal loan online in seconds at

Interest Rates 14.40%
Processing Charges 0.50% of the loan amount, subject to a minimum of Rs. 500 plus service tax.
Prepayment Charges No prepayment charges
Repayment Time Upto 5 Years
Age Limit 25 – 60
Eligibility Salaried, Self Employed
Loan Amount Upto Rs. 10 Lakh
Toll Free Customer Care Number 1800 22 22 44 / 1800 208 2244

List of Union Bank Personal Loan Schemes

  • Union Personal.
  • Personal loan for existing housing loan borrowers.
  • Personal loan under TIE-UPS with central/state government & reputed organizations.
  • Union personal for employees for government organizations / PSUS, central/state government undertakings
  • Union personal – non-salaried.
  • Union personal for employees of KVS & NVS/accredited GOI ministries/home & defence ministries and officers in all India services & the top executives.

Personal loan can help those persons who might be facing difficulty in purchasing goods by paying a lumpsum amount, for house related miscellaneous expenses such as housing warming, furniture, interiors. But we would be comfortable paying small installments on a monthly basis. Applying for a personal loan is a lot easier, quick, and convenient with Union Bank of India.

Union Bank of India Personal Loan Eligibility

Having a regular source of income, age should be between 25 to 60 year,  should have CIBIL score of 700 & above.

Documents Required for Union Bank of India Personal Loan

Category Documents Required
Financials Salary slips of the last 3-6 months
Bank statements Salary account bank statement of the last 3-6 months
Employment proof Employee ID card
KYC Identity proof (Any one of the below)
Passport / Voters ID card / Driving license / PAN card
Address proof (Any one of the below)
Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)

How to Apply for Union Bank of India Personal Loan

Applying for a Union Bank of India online Personal Loan is simple. It just takes 4 simple steps to get an instant Personal Loan approval!

Step 1: Click here to go to our online form. Fill-in all details and submit the form at

Step 2: Get an instant quotes on loan amount & eligibility. Select your required loan amount and tenure.

Step 3: Our representative will get in touch with you for document collection & other formalities.

Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!

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Union Bank of India Personal Loan Interest Rates – Jan 2019, EMI Eligibility Calculator
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