Compare Personal loan in Gurugram ✔ Interest rates ✔ Processing fee ✔ Prepayment charges ✔ Service Charges ✔ Loan amount ✔ Eligibility criteria ✔ Documents ✔ Tenure ✔ Customer care ✔ Branch address ✔ receive funds in 48 hours.
Personal loan is a type of unsecured loan (i.e No Security or Collateral required to avail loan), it can be used for various purposes – Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, home renovation or a much desired gadget, medical emergencies and more purposes. Easy to repay through AD (Auto-debit) / ECS (Electronic Clearance Service) / PDC (Post dated check).
Compare Top Bank For Personal Loan
- Personal Loan Interest Rates
- Personal Loan EMI Calculator
- Eligibility Calculator
- Documents required and more.
Table of Contents
Quick Apply For Personal Loan Gurgaon
Personal Loan Interest Rates In Gurgaon
|Bank Name||Interest Rates||Processing Fee||Tenure||EMI @ 1 Lakh for 5 Years|
|SBI Bank||11.85% – 15.10%||1% of the Loan Amount + S.T||Up to 60 months||Rs 2217/-|
|HDFC Bank||11.49% – 19.50%||Up to 2.50% of the loan amount||Up to 60 months||Rs 2149/-|
|ICICI Bank||10.99% – 17.99%||Up to 2.25% of loan amount + GST||Up to 60 months||Rs 2174/-|
|Axis Bank||15.50% – 24.00%||Up to 2.00% + GST as applicable||Up to 60 months||Rs 2405/-|
|Bajaj Finserv||11.99% on wards||Up to 3% of the loan amount||Up to 60 months||Rs 2224/-|
|IndusInd Bank||11.25% on wards||Up to 2.50% of loan amount + tax||Up to 60 months||Rs 2187/-|
|Fullerton India||14.00% – 33.00%||2.00% of loan amount||Up to 48 months||Rs 2327/-|
|Kotak Mahindra||10.99% to 24.00%||Up to 2.5% of the loan amount+ S.T / GST & other applicable statutory levies||N.A||Rs 2174/-|
|Kotak Mahindra||11.99% on wards||Up to 3% of the loan amount||Up to 60 months||Rs 2224/-|
|Tata Capital||11.49% – 19.00%||Up to 2.00%||Up to 72 months||Rs 2199/-|
List of documents required for personal loan in Gurugram
The documents required by most banks and NBFCs are almost common, but several documents are different for salaried and self-employed individual.
|Required Documents for Salaried Individuals||Required Documents for Self-Employed|
|Application form and photographs||Application form and photographs|
|Identity Proof: Passport, Driving License, Voters ID or PAN Card||Identity Proof: Passport, Driving License, Voters ID or PAN Card|
|Residence Proof: Passport / Driving license / Ration card / A Letter from employer utility bills||Residence Proof: Passport / Driving license / Ration card / A Letter from employer utility bills|
|Latest 3 months Bank Statement of Salary Account||Income proof: Audited financials for the last two years.|
|Salary slips for last 3 months.||Last 6 months Bank statement.|
|Documents for Salaried Individuals||Office address proof|
Eligibility Criteria for personal loan in Gurugram
|Age Limit||Minimum Age 21 years to Maximum age 60 years|
|Income Required||Depends on lender to lender|
Personal Loan in Gurugram benefits and features
- Helpful loan for managing your finances
- Loan payable in easy installments
- Repayment through Auto-debit / ECS / PDC
- Flexible tenures up to 60 months
- Minimum age of 21
- Minimum documentation
- No security, no collateral
- Quick processing
- Quick approval
- Flexible Tenure
Major Personal Loan Cities in India
Delhi | Bangalore | Chennai | Hyderabad | Mumbai | Pune | Kolkata | Kochi | Ahmedabad | Anand | Vadodara | Nashik | Nagpur | Faridabad | Gurgaon | Hisar | Panipat | Rewari | Mangalore | Mysore | Nanded | Navi Mumbai | Chandigarh | Coimbatore |Madurai | Mehsana | Hubli | Bidar | Ghaziabad | Jhansi | Kanpur | Lucknow | Banaras | Bhubaneswar | Bhopal | Surat | Ludhiana | Goa | Bikaner | Gwalior | Guwahati | Jaipur | Kota | Karimnagar | Khammam | Nalgonda | Rajkot | Udaipur | Gandhinagar | Indore | Adoni | Jodpur | Anakapalle | Ahmednagar | Anantpur | Bhimavaram | Eluru | Gudur | Guntur | Kakinada | Kurnool | Karnal | Narasaraopet | Bhilwara | Nellore | Nagercoil | Rajapalayam | Pudukkottai | Ongole | Proddatur | Erode | Hosur | Rajahmundry | Srikakulam | Sangareddy | Vijayawada | Vizag | Sangli | Warangal | Vizianagram | Bhilai | Korba | Patna | Ankleshwar | Bharuch | Bhavnagar | Vapi | Ambala | Rohtak | Belgaum | Trichur | Tuticorin | Trichy | Salem | Varanasi.
Check Your Personal Loan EMI
50000 Personal Loan | 60000 Personal Loan | 70000 Personal Loan | 80000 Personal Loan | 90000 Personal Loan | 1 lakh Personal Loan | 1.5 Lakh Personal Loan | 2 Lakh Personal Loan | 2.5 Lakh Personal Loan | 3 Lakh Personal Loan | 3.5 Lakh Personal Loan | 4 Lakh Personal Loan | 4.5 Lakh Personal Loan | 5 Lakh Personal Loan.