Compare Personal loan in Guntur ✔ Interest rates ✔ Processing fee ✔ Prepayment charges ✔ Service Charges ✔ Loan amount ✔ Eligibility criteria ✔ Documents ✔ Tenure ✔ Customer care ✔ Branch address ✔ receive funds in 48 hours.
Personal loan is a type of unsecured loan (i.e No Security or Collateral required to avail loan), it can be used for various purposes – Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, home renovation or a much desired gadget, medical emergencies and more purposes. Easy to repay through AD (Auto-debit) / ECS (Electronic Clearance Service) / PDC (Post dated check).
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Table of Contents
Personal Loan Interest Rates In Guntur
| Bank Name | Interest Rates | Processing Fee | Tenure | EMI @ 1 Lakh for 5 Years |
| SBI Bank | 11.85% – 15.10% | 1% of the Loan Amount + S.T | Up to 60 months | Rs 2217/- |
| HDFC Bank | 11.49% – 19.50% | Up to 2.50% of the loan amount | Up to 60 months | Rs 2149/- |
| ICICI Bank | 10.99% – 17.99% | Up to 2.25% of loan amount + GST | Up to 60 months | Rs 2174/- |
| Axis Bank | 15.50% – 24.00% | Up to 2.00% + GST as applicable | Up to 60 months | Rs 2405/- |
| Bajaj Finserv | 11.99% on wards | Up to 3% of the loan amount | Up to 60 months | Rs 2224/- |
| IndusInd Bank | 11.25% on wards | Up to 2.50% of loan amount + tax | Up to 60 months | Rs 2187/- |
| Fullerton India | 14.00% – 33.00% | 2.00% of loan amount | Up to 48 months | Rs 2327/- |
| Kotak Mahindra | 10.99% to 24.00% | Up to 2.5% of the loan amount+ S.T / GST & other applicable statutory levies | N.A | Rs 2174/- |
| Kotak Mahindra | 11.99% on wards | Up to 3% of the loan amount | Up to 60 months | Rs 2224/- |
| Tata Capital | 11.49% – 19.00% | Up to 2.00% | Up to 72 months | Rs 2199/- |
List of documents required for personal loan in Guntur
The documents required by most banks and NBFCs are almost common, but several documents are different for salaried and self-employed individual.
| Required Documents for Salaried Individuals | Required Documents for Self-Employed |
| Application form and photographs | Application form and photographs |
| Identity Proof: Passport, Driving License, Voters ID or PAN Card | Identity Proof: Passport, Driving License, Voters ID or PAN Card |
| Residence Proof: Passport / Driving license / Ration card / A Letter from employer utility bills | Residence Proof: Passport / Driving license / Ration card / A Letter from employer utility bills |
| Latest 3 months Bank Statement of Salary Account | Income proof: Audited financials for the last two years. |
| Salary slips for last 3 months. | Last 6 months Bank statement. |
| Documents for Salaried Individuals | Office address proof |
Eligibility Criteria for personal loan in Guntur
| Age Limit | Minimum Age 21 years to Maximum age 60 years |
| Income Required | Depends on lender to lender |
| CIBIL Score | 750 |
Personal Loan in Guntur benefits and features
- Helpful loan for managing your finances
- Loan payable in easy installments
- Repayment through Auto-debit / ECS / PDC
- Flexible tenures up to 60 months
- Minimum age of 21
- Minimum documentation
- No security, no collateral
- Quick processing
- Quick approval
- Flexible Tenure
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