Compare Personal loan in Delhi ✔ interest rates ✔ processing fee ✔ prepayment charges ✔ Service Charges ✔ loan amount ✔ eligibility criteria ✔ documents ✔ tenure ✔ customer care ✔ branch address ✔ receive funds in 48 hours.

Personal loan is a type of unsecured loan (i.e No Security or Collateral required to avail loan), it can be used for various purposes – Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, home renovation or a much desired gadget, medical emergencies and more purposes. Easy to repay through AD (Auto-debit) / ECS (Electronic Clearance Service) / PDC (Post dated check).

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Personal Loan Interest Rates | Processing Fee | EMI

Bank Name Interest Rates Processing Fee Tenure EMI @ 1 Lakh for 5 Years
SBI Bank 11.85% – 15.10% 1% of the Loan Amount + S.T Up to 60 months Rs 2217/-
HDFC Bank 11.49% – 19.50% Up to 2.50% of the loan amount Up to 60 months Rs 2149/-
ICICI Bank 10.99%  – 17.99% Up to 2.25% of loan amount + GST Up to 60 months Rs 2174/-
Axis Bank 15.50% – 24.00% Up to 2.00% + GST as applicable Up to 60 months Rs 2405/-
Bajaj Finserv 11.99% on wards Up to 3% of the loan amount Up to 60 months Rs 2224/-
IndusInd Bank 11.25% on wards Up to 2.50% of loan amount + tax Up to 60 months Rs 2187/-
Fullerton India 14.00% – 33.00% 2.00% of loan amount Up to 48 months Rs 2327/-
Kotak Mahindra 10.99% to 24.00% Up to 2.5% of the loan amount+ S.T / GST & other applicable statutory levies N.A Rs 2174/-
Kotak Mahindra 11.99% on wards Up to 3% of the loan amount Up to 60 months Rs 2224/-
Tata Capital 11.49% – 19.00% Up to 2.00% Up to 72 months Rs 2199/-

List of documents required for personal loan in Delhi

The documents required by most banks and NBFCs for personal loan are almost common, but several documents are different for salaried and self-employed individual.

Required Documents for Salaried Individuals Required Documents for Self-Employed
Application form and photographs Application form and photographs
Identity Proof: Passport, Driving License, Voters ID or PAN Card Identity Proof: Passport, Driving License, Voters ID or PAN Card
Residence Proof: Passport / Driving license / Ration card / A Letter from employer utility bills Residence Proof: Passport / Driving license / Ration card / A Letter from employer utility bills
Latest 3 months Bank Statement of Salary Account Income proof: Audited financials for the last two years.
Salary slips for last 3 months. Last 6 months Bank statement.
Documents for Salaried Individuals Office address proof

Eligibility Criteria for personal loan in Delhi

Age Limit Minimum Age 21 years to Maximum age 60 years
Income Required Depends on lender to lender
CIBIL Score 750

Personal Loan in Delhi benefits and features

  1. Helpful loan for managing your finances
  2. Loan payable in easy installments
  3. Repayment through Auto-debit / ECS / PDC
  4. Flexible tenures up to 60 months
  5. Minimum age of 21
  6. Minimum documentation
  7. No security, no collateral
  8. Quick processing
  9. Quick approval
  10. Flexible Tenure
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Personal Loan Delhi Interest Rates | Eligibility | Documents

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