Get Kotak Personal Loan up to Rs.15 lakh ✔ Lowest interest rates ✔ Online application process ✔ Instant loan approval ✔ Lowest Interest Rates and Charges ✔ Money in bank in 72 hours ✔ No collateral required ✔ Check your loan eligibility online in a minute. Check your Kotak Personal Loan Eligibility with Personal Loan Eligibility Calculator & apply for the personal loan online in seconds at sbiloanrates.com.
|Interest Rates||11.50% to 24.00%|
|Processing Fees||Upto 2.00% of the loan amount|
|Prepayment Charges||Upto 5.00% of outstanding|
|Repayment Time||Upto 5 Years|
|Age Limit||21 – 58|
|Minimum Income||25000 above|
|Eligibility||Salaried, Self Employed|
|Loan Amount||Upto 15 Lakh|
|Disbursal Time||Within 72 Hours|
|Toll Free Customer Care Number||1860 266 2666|
Personal loan can help you meet unexpected expenses such as wedding expenditure, school or college fees, dream vacations, home renovation projects or even for the purchase of consumer durables. Applying for a personal loan is a lot easier, quick, and convenient with Kotak Mahindra Bank.
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Kotak Personal Loan Eligibility
You are a salaried professional between 21 to 58 years of age.
|Cities||Minimum net salary per month (Rs.)|
|Mumbai, Bangalore (Bengaluru), New Delhi (Delhi), Chennai, Kolkata, Hyderabad, Pune, Ahmedabad, Noida, Gurgaon, Faridabad, Ghaziabad, Jaipur, Chandigarh and Kochi||25,000|
Documents required for Kotak Personal Loan
|Financials||Salary slips of the last 3 months|
|Bank statements||Salary account bank statement of the last 3 months|
|Employment proof||Employee ID card|
|KYC||Identity proof (Any one of the below)
Passport / Voters ID card / Driving license / PAN card
|Address proof (Any one of the below)
Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)
How to Apply for Kotak Personal Loan
Applying for a Kotak online Personal Loan is simple. It just takes 4 simple steps to get an instant Personal Loan approval!
Step 1: Click here to go to our online form. Fill-in all details and submit the form at sbiloanrates.com
Step 2: Get an instant quotes on loan amount & eligibility. Select your required loan amount and tenure.
Step 3: Our representative will get in touch with you for document collection & other formalities.
Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!