Get Kotak Personal Loan up to Rs.15 lakh ✔ Lowest interest rates ✔ Online application process ✔ Instant loan approval ✔ Lowest Interest Rates and Charges ✔ Money in bank in 72 hours ✔ No collateral required ✔ Check your loan eligibility online in a minute. Check your Kotak Personal Loan Eligibility with Personal Loan Eligibility Calculator & apply for the personal loan online in seconds at

Apply For Kotak Bank Personal Loan

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks
Interest Rates 11.50% to 24.00%
Processing Fees Upto 2.00% of the loan amount
Prepayment Charges Upto 5.00% of outstanding
Repayment Time Upto 5 Years
Document Charges N.A
Security N.A
Age Limit 21 – 58
Minimum Income 25000 above
Eligibility Salaried, Self Employed
Loan Amount Upto 15 Lakh
Disbursal Time Within 72 Hours
Toll Free Customer Care Number 1860 266 2666

Personal loan can help you meet unexpected expenses such as wedding expenditure, school or college fees, dream vacations, home renovation projects or even for the purchase of consumer durables. Applying for a personal loan is a lot easier, quick, and convenient with Kotak Mahindra Bank.

Kotak Personal Loan Eligibility

You are a salaried professional between 21 to 58 years of age.

Cities Minimum net salary per month (Rs.)
Mumbai, Bangalore (Bengaluru), New Delhi (Delhi), Chennai, Kolkata, Hyderabad, Pune, Ahmedabad, Noida, Gurgaon, Faridabad, Ghaziabad, Jaipur, Chandigarh and Kochi 25,000

Documents required for Kotak Personal Loan

Category Documents Required
Financials Salary slips of the last 3 months
Bank statements Salary account bank statement of the last 3 months
Employment proof Employee ID card
KYC Identity proof (Any one of the below)
Passport / Voters ID card / Driving license / PAN card
Address proof (Any one of the below)
Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)


How to Apply for Kotak Personal Loan

Applying for a Kotak online Personal Loan is simple. It just takes 4 simple steps to get an instant Personal Loan approval!

Step 1: Click here to go to our online form. Fill-in all details and submit the form at

Step 2: Get an instant quotes on loan amount & eligibility. Select your required loan amount and tenure.

Step 3: Our representative will get in touch with you for document collection & other formalities.

Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!

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Kotak Personal Loan Interest Rates April 2019, EMI Eligibility Calculator
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