Know about ICICI Personal Loan in Egmore – Check Interest Rate, Loan amount, Lowest emi, Monthly emi, processing charges, repayment period, eligibility criteria, documents, pre payment charges, customer care, branch address and more details.

ICICI Personal Loan – It is easy to get personal loan without security. Apply online and get approval easily. Get icici personal loan upto 20 lakhs. Personal loan is a best option to full fill your money needs like education purpose, dream holiday, marriage function, home improvement and more. Personal loan interest will be charged on monthly reducing basis.

ICICI Personal Loan Egmore Details

Interest Rate 11.25% to 17.99%
Processing Fee Rs.999 for Special offers otherwise 1% – 2.5%
Loan Amount Up to 20 lakhs
Tenure 12 to 60 months
Collateral No Requirement
Repayment Option Set up ECS, PDC or auto-debit

Personal Loan EMI Calculator

ICICI Personal Loan Eligibility Criteria Egmore

Self Employed Salaried
  1. Age – 28 years (self employed individuals) and 25 years (for doctors); Maximum age – 65 years
  2. Minimum Turnover – Rs. 40 lakh for non-professionals
    ; Rs. 15 lac for professionals; as per audited financials.
  3. Minimum Profit After Tax – Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials.
  4. Business Stability – In current business for at least 5 years and minimum 3 years for doctors
  5. Existing relationship with ICICI Bank – Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required.
  1. Age – 23 years – 58 years.
  2. Net Salary – Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata)
  3. Total years in job/profession – 2 Years
  4. Years in current residence – 1 Year

ICICI Personal Loan Documents Egmore

  1. Identity Proof – Passport | Voter ID | Pan Card etc
  2. Address Proof – Passport | Voter ID | Utility Bills etc
  3. 3 to 6 months Banking
  4. Income Documents

More Loans From ICICI Bank
ICICI Home Loan
ICICI Car Loan

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ICICI Personal Loan Egmore Interest Rate

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