Get ICICI Bank Personal Loan up to Rs.40 lakh ✔ Lowest interest rates ✔ Online application process ✔ Instant loan approval ✔ Lowest Interest Rates and Charges ✔ Money in bank in 72 hours ✔ No collateral required ✔ Check your loan eligibility online in a minute. Check your ICICI Bank Personal Loan Eligibility with Personal Loan Eligibility Calculator & apply for the personal loan online in seconds at sbiloanrates.com.
Borrowers can take loan for the end use can be House renovation, Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, Short Term Working Capital, Any other personal emergency. Get personal loans up to Rs. 20 lakh for salaried, up to Rs.30 lakh for self employed and up to Rs.40 lakh for doctors
|Interest Rates||10.99% to 20.00%|
|Processing Fees||Upto 2.25% per annum of loan amount plus service tax|
|Prepayment Charges||Nil (For Loan amount >10 lacs & 12 EMI paid), else 5%|
|Repayment Time||Upto 5 Years|
|Age Limit||23 – 58 Years|
|Minimum Income||30000 above|
|Eligibility||Salaried, Self Employed|
|Loan Amount||Upto 20 Lakh|
|Disbursal Time||Within 72 Hours|
|Toll Free Customer Care Number||33667777 / 44455000|
ICICI Bank offers personal loans for wedding, higher education, travel abroad, personal expenses, credit card payments, child education, tuition fees, buy consumer durable like TV, LED, AC, Smartphones Etc.
Table of Contents
ICICI Bank Personal Loan Eligibility
You are a salaried professional between 25 to 53 years of age.
|Cities||Minimum net salary per month (Rs.)|
|Ahmedabad, Bangalore, Chennai,Coimbatore, Delhi, Faridabad, Ghaziabad,Gurgaon, Hyderabad, Mumbai, Noida, Pune,Surat, Thane||25,000|
|Chandigarh, Cochin, Jaipur, Kolkata, Nagpur,||20,000|
|Aurangabad, Baroda, Bhubaneswar, Indore,Madurai, Mysore, Nasik, Trivandrum, Vijayawada, Vizag||20,000|
Documents required for ICICI Bank Personal Loan
|Financials||Salary slips of the last 3 months|
|Bank statements||Salary account bank statement of the last 3 months|
|Employment proof||Employee ID card|
|KYC||Identity proof (Any one of the below)
Passport / Voters ID card / Driving license / PAN card
|Address proof (Any one of the below)
Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)
How to Apply for ICICI Bank Personal Loan
Applying for a ICICI Bank online Personal Loan is simple. It just takes 4 simple steps to get an instant Personal Loan approval!
Step 1: Click here to go to our online form. Fill-in all details and submit the form at sbiloanrates.com
Step 2: Get an instant quotes on loan amount & eligibility. Select your required loan amount and tenure.
Step 3: Our representative will get in touch with you for document collection & other formalities.
Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!