Apply UCO Bank Home Loan online easily by following few steps and get approval within few minutes. Get Interest Rates ✔ Processing Fee ✔ Documentation ✔ Eligibility Criteria ✔ Schemes and Offers ✔ EMI ✔ Customer Care Numbers ✔ Branch Addresses ✔ and other details about UCO Bank Home Loan.

UCO Bank Home Loan Purpose : Home Loan can be used for Purchase / Construction / Renovation / Repairs / Extensions / furnishing of house and flat / land purchase and construction thereon.

UCO Bank Home Loan Interest Rates

Interest Rates 8.65% – 8.90%
Processing Fee 0.5% of the loan amount, minimum Rs.1500/- & maximum Rs. 15000/-
Loan Tenure  Upto 30 years
Loan Amount Limit  Upto 90% of market value
Prepayment Charges  NIL
EMI at 1 Lakh for 20 Years  Rs. 780/-
Customer Care Number  1800 274 0123

Eligibility Criteria For UCO Bank Home Loan

Age Limit  Minimum Age 21 years – Maximum Age 70 years
Individual NRI and PIO can also apply

Documents Required For UCO Bank Home Loan

For Salaried
Application Form Application form with all required details filled in.
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Latest 6 month salary slip And Form 16
Banking Last 6 months salaried bank statements
For Self-Employed
Application Form Application form with all required details filled in.
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Profit/loss & balance sheet.
Banking Last 6 months salaried bank statements

UCO Bank Home Loan to Property Cost

Upto Rs 30 lacs  90% On the basis of purpose/Cost
Above Rs 30 lacs to Rs 75 lacs  80% On the basis of purpose/Cost
Above Rs 75 lacs  75% On the basis of purpose/Cost

UCO Bank Home Loan EMI Calculator

For making our users experience better we can show some pre-calculated example below

Loan Amount Interest Rates Repayment Period/Time EMI Per Month
5 Lakhs  8.45% 5 Years  Rs. 10,246/-
8 Lakhs  8.45% 6 Years  Rs. 14,183/-
10 Lakhs  8.45% 9 Years  Rs. 13,227/-
13 Lakhs  8.45% 8 Years  Rs. 18,643/-
15 Lakhs  8.45% 10 Years  Rs. 18,518/-
17 Lakhs  8.45% 12 Years  Rs. 18,777/-
19 Lakhs  8.45% 15 Years  Rs. 18,599/-
20 Lakhs  8.45% 14 Years  Rs. 20,283/-
22 Lakhs  8.45% 17 Years  Rs. 20,289/-
24 Lakhs  8.45% 20 Years  Rs. 20,676/-
25 Lakhs  8.45% 13 Years  Rs. 26,388/-
28 Lakhs  8.45% 10 Years  Rs. 34,566/-
29 Lakhs  8.45% 16 Years  Rs. 27,508/-
30 Lakhs  8.45% 15 Years  Rs. 29,367/-
31 Lakhs  8.45% 18 Years  Rs. 27,879/-
33 Lakhs  8.45% 16 Years  Rs. 31,302/-
34 Lakhs  8.45% 19 Years  Rs. 29,893/-
35 Lakhs  8.45% 20 Years  Rs. 30,153/-

UCO Bank Home Loan Eligibility Calculator

UCO Bank Home Loan amount depends on applicant’s income/salary, because as per policy a person can pay 50% to 60% (depends on bank to bank) total amount of monthly income in the form of EMIs.
Lets take an example – If applicant is getting Rs. 20,000/- per month then he or she is eligible to pay the total EMIs of Rs. 10,000/- to Rs. 12,000/- of EMI from his or her monthly income. If applicant has already personal loan and bike loan running and pays EMI of Rs. 4,000/- and Rs. 1500/- respectively per month, therefore the total deduction is Rs. 5500/- per month from income. Then the applicant is capable to pay the EMI of Rs. 4500/- or Rs. 6500/- only. The loan amount and eligibility depends on the few factors.
Eligibility Calculation = (50% – 60% of total income) – (if any other loans/EMIs/Policies is running)

Some Factors That Bank Checks During Loan Approval

1. Remaining previous loan amount
2. EMIs/Policies
3. Some other expenses

How to Apply for UCO Bank Home Loan Applying for Home Loan online is simple.

It just takes 4 simple steps to get an instant Home Loan approval!
Step 1: Click here to go our online form. Fill-in all the details and submit the form at sbiloanrates.com
Step 2: Get an instant quote on loan amount and eligibility. Select your required loan amount and tenure.
Step 3: Our representative will get in touch with you for document collection and other formalities.
Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!

(Visited 425 times, 1 visits today)
UCO Bank Home Loan Interest Rates – Jan 2019, EMI Eligibility Calculator
Tagged on:

25 thoughts on “UCO Bank Home Loan Interest Rates – Jan 2019, EMI Eligibility Calculator

Leave a Reply

Your email address will not be published. Required fields are marked *