Apply Kotak Mahindra Bank Home Loan online easily by following few steps and get approval within few minutes. Get Interest Rates ✔ Processing Fee ✔ Documentation ✔ Eligibility Criteria ✔ Schemes and Offers ✔ EMI ✔ Customer Care Numbers ✔ Branch Addresses ✔ and other details about Kotak Mahindra Bank Home Loan.

Kotak Mahindra Bank Home Loan Purpose – Home Loan can be used for Purchase / Construction / Renovation / Repairs / xtensions / furnishing of house and flat / land purchase and construction thereon.

Apply For Kotak Bank Home Loan

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Kotak Bank Home Loan Interest Rates

Interest Rates 8.35% onwards
Processing Fee Upto 1.25% of Loan amount
Loan Tenure 20 years
EMI at 1 Lakh for 20 Years Rs. 758/-
Customer Care Number 1860 266 2666

Eligibility Criteria For Kotak Bank Home Loan

Age Limit Upto 65 years
Income Documents Latest Salary-slip / ITR / Profit and Loss Balance Sheet

Documents Required For Kotak Bank Home Loan

Application Form Application form with all required details filled in.
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Documents Latest salary slip And Form 16 (For Salaried); ITR, P/S balance sheet(For self-employed)
Banking Latest bank statements

Kotak Mahindra Bank Home Loan EMI Calculator

For making our users experience better we can show some pre-calculated example below

Loan Amount Interest Rates Repayment Period/Time EMI Per Month
5 Lakhs  8.35% 6 Years  Rs. 8,852
8 Lakhs  8.35% 7 Years  Rs. 12,589
10 Lakhs  8.35% 8 Years  Rs. 14,290
13 Lakhs  8.35% 9 Years  Rs. 17,127
15 Lakhs  8.35% 10 Years  Rs. 18,438
17 Lakhs  8.35% 12 Years  Rs. 18,682
18 Lakhs  8.35% 15 Years  Rs. 17,515
20 Lakhs  8.35% 13 Years  Rs. 20,998
22 Lakhs  8.35% 17 Years  Rs. 20,157
24 Lakhs  8.35% 20 Years  Rs. 20,525
25 Lakhs  8.35% 14 Years  Rs. 25,211
27 Lakhs  8.35% 10 Years  Rs. 33,188
29 Lakhs  8.35% 16 Years  Rs. 27,336
30 Lakhs  8.35% 15 Years  Rs. 29,192
31 Lakhs  8.35% 18 Years  Rs. 27,689
32 Lakhs  8.35% 17 Years  Rs. 30,235
33 Lakhs  8.35% 19 Years  Rs. 29,682
35 Lakhs  8.35% 20 Years  Rs. 29,932

Kotak Mahindra Bank Home Loan Eligibility Calculator

Kotak Mahindra Bank Home Loan amount depends on applicant’s income/salary, because as per policy a person can pay 50% to 60% (depends on bank to bank) total amount of monthly income in the form of EMIs.

Lets take an example – If applicant is getting Rs. 20,000/- per month then he or she is eligible to pay the total EMIs of Rs. 10,000/- to Rs. 12,000/- of EMI from his or her monthly income. If applicant has already personal loan and bike loan running and pays EMI of Rs. 4,000/- and Rs. 1500/- respectively per month, therefore the total deduction is Rs. 5500/- per month from income. Then the applicant is capable to pay the EMI of Rs. 4500/- or Rs. 6500/- only. The loan amount and eligibility depends on the few factors.
Eligibility Calculation = (50% – 60% of total income) – (if any other loans/EMIs/Policies is running)

Some Factors That Bank Checks During Loan Approval

1. Remaining previous loan amount
2. EMIs/Policies
3. Some other expenses

How to Apply for Kotak Mahindra Bank Home Loan

It just takes 4 simple steps to get an instant Home Loan approval!
Step 1: Click here to go our online form. Fill-in all the details and submit the form at
Step 2: Get an instant quote on loan amount and eligibility. Select your required loan amount and tenure.
Step 3: Our representative will get in touch with you for document collection and other formalities.
Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!

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Kotak Bank Home Loan Interest Rates April 2019, EMI Eligibility Calculator
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