Apply ICICI Bank Home Loan online easily by following few steps and get approval within few minutes. Get Interest Rates ✔ Processing Fee ✔ Documentation ✔ Eligibility Criteria ✔ Schemes and Offers ✔ EMI ✔ Customer Care Numbers ✔ Branch Addresses ✔ and other details about ICICI Bank Home Loan.

ICICI Bank Home Loan Purpose – Home Loan can be used for Purchase / Construction / Renovation / Repairs / Extensions / furnishing of house and flat / land purchase and construction thereon.

ICIC Bank Home Loan Interest Rates

Interest Rates 8.35% – 8.80%
Processing Fee 0.5% – 1.00%of loan amount plus applicable service tax
Loan Tenure Upto 30 years
Loan Amount Limit Upto 90% of the value
Prepayment Charges Nil
EMI at 1 Lakh for 30 Years Rs. 758/-

Documents Required For ICICI Bank Home Loan

For Salaried
Application Form Application form with photograph duly signed
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Latest 3 month salary slip / ITR / Form 16
Banking Last 6 months salaried bank statements
Cheque Processing Fee Cheque
For Self-Employed
Application Form Application form with photograph duly signed
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account / ITR
Educational & Business Proof Education qualification certificate and proof of business existence
Banking Last 6 months salaried bank statements

ICICI Bank Home Loan EMI Calculator

For making our users experience better we can show some pre-calculated example below

Loan Amount Interest Rates Repayment Period/Time EMI Per Month
5 Lakhs  8.65% 6 Years  Rs. 8,926/-
8 Lakhs  8.65% 7 Years  Rs. 12,730/-
10 Lakhs  8.65% 8 Years  Rs. 14,469/-
13 Lakhs  8.65% 5 Years  Rs. 26,766/-
15 Lakhs  8.65% 10 Years  Rs. 18,718/-
17 Lakhs  8.65% 12 Years  Rs. 19,013/-
18 Lakhs  8.65% 11 Years  Rs. 21,183/-
21 Lakhs  8.65% 15 Years  Rs. 20,865/-
22 Lakhs  8.65% 16 Years  Rs. 21,196/-
23 Lakhs  8.65% 20 Years  Rs. 20,179/-
25 Lakhs  8.65% 13 Years  Rs. 26,742/-
28 Lakhs  8.65% 10 Years  Rs. 34,941/-
29 Lakhs  8.65% 16 Years  Rs. 27,940/-
30 Lakhs  8.65% 15 Years  Rs. 29,807/-
31 Lakhs  8.65% 18 Years  Rs. 28,356/-
32 Lakhs  8.65% 17 Years  Rs. 29,997/-
34 Lakhs  8.65% 19 Years  Rs. 30,424/-
35 Lakhs  8.65% 20 Years  Rs. 30,707/-

ICICI Bank Home Loan Eligibility Calculator

ICICI Bank Home Loan amount depends on applicant’s income/salary, because as per policy a person can pay 50% to 60% (depends on bank to bank) total amount of monthly income in the form of EMIs.
Lets take an example : If applicant is getting Rs. 20,000/- per month then he or she is eligible to pay the total EMIs of Rs. 10,000/- to Rs. 12,000/- of EMI from his or her monthly income. If applicant has already personal loan and bike loan running and pays EMI of Rs. 4,000/- and Rs. 1500/- respectively per month, therefore the total deduction is Rs. 5500/- per month from income. Then the applicant is capable to pay the EMI of Rs. 4500/- or Rs. 6500/- only. The loan amount and eligibility depends on the few factors.
Eligibility Calculation = (50% – 60% of total income) – (if any other loans/EMIs/Policies)

Some Factors That Bank Checks During Loan Approval

1. Remaining previous loan amount
2. EMIs/Policies
3. Some other expenses

How to Apply for ICICI Bank Home Loan Applying for Home Loan online is simple.

It just takes 4 simple steps to get an instant Home Loan approval!
Step 1: Click here to go our online form. Fill-in all the details and submit the form at sbiloanrates.com
Step 2: Get an instant quote on loan amount and eligibility. Select your required loan amount and tenure.
Step 3: Our representative will get in touch with you for document collection and other formalities.
Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!

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ICICI Bank Home Loan – Interest Rates Oct 2018, EMI Eligibility Calculator
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