Apply HDFC Home Loan online easily by following few steps and get approval within few minutes. Get Interest Rates ✔ Processing Fee ✔ Documentation ✔ Eligibility Criteria ✔ Schemes and Offers ✔ EMI ✔ Customer Care Numbers ✔ Branch Addresses ✔ and other details about HDFC Ltd Home Loan.

HDFC Home Loan rate of interest starts at 8.80% p.a onwards for women (For loans upto 30 lakhs)

HDFC Ltd Home Loan Purpose – Home Loan can be used for Purchase / Construction / Renovation / Repairs / Extensions / furnishing of house and flat / land purchase and construction thereon.

HDFC Home Loan Interest Rates

Interest Rates
      • For Women – 8.80% (Upto 30 lakhs)
      • For Others – 8.85% (Upto 30 lakhs)
      • For Women – 8.95% (30.01 Lakhs to 75 Lakhs)
      • For Others – 9.00% (30.01 Lakhs to 75 Lakhs)
      • For Women – 8.95% (75.01 Lakhs & Above)
      • For Others – 9.00% (75.01 Lakhs & Above)
Processing Fee Up to 1.25% of the loan amount or ₹ 3,000 whichever is higher, plus applicable taxes
Loan Tenure  Maximum 30 Years
Loan Amount Limit  90% of the property cost
Prepayment Charges  Nil
EMI at 1 Lakh for 30 Years  Rs. 790/-

Documents Required For HDFC Home Loan

For Salaried
Photograph  Passport size photograph of all the applicants
Proof of both identity and residence Voters ID Card, Valid Passport, Adhaar Card, Valid Driving License (Any one)
Proof Of Address Utility bills, ration card, passport.
Income Proof Last 3 months, salary slip , last 6 months’ bank statement showing salarcredits, latest Form 16 and IT returns
Employment Employment Contract / Appointment Letter in case current employment is less than 1 year old
Cheque Cheque for processing fee favouring ‘HDFC Ltd.’
Property Related Documents Copy of the Allotment Letter / Buyer Agreement / Receipt/(s) of payment/(s) made to the developer
For Self-Employed
Photograph  Passport size photograph of all the applicants
Proof of both identity and residence Voters ID Card, Valid Passport, Adhaar Card, Valid Driving License (Any one)
Proof Of Address Utility bills, ration card, passport.
Income Proof Last 3 years’ Balance Sheet and Profit & Loss A/c Statements / ITR / Last 6 months’ Current A/c Statements of the business entity and Savings Account
Business Business Profile / Partnership Deed in case of the business entity being a partnership firm
Cheque Cheque for processing fee favouring ‘HDFC Ltd.’
Property Related Documents Copy of the Allotment Letter / Buyer Agreement / Receipt/(s) of payment/(s) made to the developer

Maximum Loan Amount Funding

Up to and including Rs.30 lacs 90% of the property cost
Rs.30.01 lacs to Rs.75 lacs 80% of the property cost
Above Rs.75 lacs 75% of the property cost

HDFC Home Loan EMI Calculator

For making our users experience better we can show some pre-calculated example below

Loan Amount Tenure In Years Interest Rate Monthly EMI
5 lakh 30 8.90% ₹3,987.19
6 lakh 30 8.90% ₹4,784.63
7 lakh 30 8.90% ₹5,582.06
8 lakh 30 8.90% ₹6,379.50
9 lakh 30 8.90% ₹7,176.94
10 lakh 30 8.90% ₹7,974.38
11 lakh 30 8.90% ₹8,771.82
12 lakh 30 8.90% ₹9,569.25
13 lakh 30 8.90% ₹10,366.69
14 lakh 30 8.90% ₹11,164.13
15 lakh 30 8.90% ₹11,961.57
16 lakh 30 8.90% ₹12,759.00
17 lakh 30 8.90% ₹13,556.44
18 lakh 30 8.90% ₹14,353.88
19 lakh 30 8.90% ₹15,151.32
20 lakh 30 8.90% ₹15,948.76
21 lakh 30 8.90% ₹16,746.19
22 lakh 30 8.90% ₹17,543.63
23 lakh 30 8.90% ₹18,341.07
24 lakh 30 8.90% ₹19,138.51
25 lakh 30 8.90% ₹19,935.94
26 lakh 30 8.90% ₹20,733.38
27 lakh 30 8.90% ₹21,530.82
28 lakh 30 8.90% ₹22,328.26
29 lakh 30 8.90% ₹23,125.70
30 lakh 30 8.90% ₹23,923.13

HDFC Home Loan Eligibility Calculator

HDFC Ltd Home Loan amount depends on applicant’s income/salary, because as per policy a person can pay 50% to 60% (depends on) total amount of monthly income in the form of EMIs.
Lets take an example – If applicant is getting Rs. 20,000/- per month then he or she is eligible to pay the total EMIs of Rs. 10,000/- to Rs. 12,000/- of EMI from his or her monthly income. If applicant has already personal loan and bike loan running and pays EMI of Rs. 4,000/- and Rs. 1500/- respectively per month, therefore the total deduction is Rs. 5500/- per month from income. Then the applicant is capable to pay the EMI of Rs. 4500/- or Rs. 6500/- only. The loan amount and eligibility depends on the few factors.
Eligibility Calculation = (50% – 60% of total income) – (if any other loans/EMIs/Policies)

Some Factors That Checks During Loan Approval

1. Remaining previous loan amount
2. EMIs/Policies
3. Some other expenses

How to Apply for HDFC Home Loan Applying for Home Loan online is simple.

It just takes 4 simple steps to get an instant Home Loan approval!
Step 1: Click here to go our online form. Fill-in all the details and submit the form at sbiloanrates.com
Step 2: Get an instant quote on loan amount and eligibility. Select your required loan amount and tenure.
Step 3: Our representative will get in touch with you for document collection and other formalities.
Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!

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HDFC Ltd Home Loan Interest Rates – Oct 2018, EMI Eligibility Calculator
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