Apply DHFL Home Loan online easily by following few steps and get approval within few minutes. Get Interest Rates ✔ Processing Fee ✔ Documentation ✔ Eligibility Criteria ✔ Schemes and Offers ✔ EMI ✔ Customer Care Numbers ✔ Branch Addresses ✔ and other details about DHFL Housing Finance Home Loan.

DHFL Housing Finance Home Loan Purpose – Home Loan can be used for Purchase / Construction / Renovation / Repairs / Extensions / furnishing of house and flat / land purchase and construction thereon.

DHFL Home Loan Interest Rates

Interest Rates 9.75% onwards
Processing Fee 1.5% of loan or Rs.5000/- to Rs.20,000/-
Loan Tenure / Repayment Period Minimum 1 year to Maximum 30 years
Loan Amount Limit Minimum Loan Amount Rs.1 Lakh – Maximum Rs.5 Crores
Prepayment Charges Nil
EMI at 1 Lakh for 30 Years Rs. 859/-
Customer Care Number 1800 22 3435

Eligibility Criteria For DHFL Home Loan

Age Limit Minimum Age 21 years – Maximum Age 65 years
Income Criteria Applicant should have regular source of income
For Individuals Individuals either singly or jointly with family members

Documents For Finance Home Loan

For Salaried
Application Form Application form with all required details filled in. and 2-3 photographs
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Salary slip for the last 2 months / Salary Certificate / Latest Form – 16 if salary above 20000/- per month
Banking Copy of all bank pass books / bank statements for the past 3 months including front page
For Self-Employed
Application Form Application form with all required details filled in. and 2-3 photographs
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Copy of last 2 years Income Tax Returns / Copy of last 2 Years Balance Sheet and Profit & Loss statement
Banking Bank Statement for the last 6 months for the Savings Account & Current Account, O/D Account

Home Loan Repayments Option

You have two options for repayment of the loan amount based on the EMIs :
1. Through ECS (Electronic Clearing Service) based on standing instructions to your bank
2. Post Dated Cheques(PDCs) drawn on your Savings/Salary account

DHFL Home Loan EMI Calculator

For making our users experience better we can show some pre-calculated example below, here is the emi calculated at 9.75% p.a at different tenures.

Loan Amount EMI For 10 yrs EMI For 20 yrs EMI For 30 yrs
5 lakh 6,539 4,743 4,296
6 lakh 7,846 5,691 5,155
7 lakh 9,154 6,640 6,014
8 lakh 10,462 7,588 6,873
9 lakh 11,769 8,537 7,732
10 lakh 13,077 9,485 8,592
11 lakh 14,385 10,434 9,451
12 lakh 15,692 11,382 10,310
13 lakh 17,000 12,331 11,169
14 lakh 18,308 13,279 12,028
15 lakh 19,616 14,228 12,887
16 lakh 20,923 15,176 13,746
17 lakh 22,231 16,125 14,606
18 lakh 23,539 17,073 15,465
19 lakh 24,846 18,022 16,324
20 lakh 26,154 18,970 17,183
21 lakh 27,462 19,919 18,042
22 lakh 28,769 20,867 18,901
23 lakh 30,077 21,816 19,761
24 lakh 31,385 22,764 20,620
25 lakh 32,693 23,713 21,479
26 lakh 34,000 24,661 22,338
27 lakh 35,308 25,610 23,197
28 lakh 36,616 26,558 24,056
29 lakh 37,923 27,507 24,915
30 lakh 39,231 28,456 25,775

DHFL Home Loan Eligibility Calculator

DHFL Housing Finance Home Loan amount depends on applicant’s income/salary, because as per policy a person can pay 50% to 60% (depends on bank to bank) total amount of monthly income in the form of EMIs.
Lets take an example : If applicant is getting Rs. 20,000/- per month then he or she is eligible to pay the total EMIs of Rs. 10,000/- to Rs. 12,000/- of EMI from his or her monthly income. If applicant has already personal loan and bike loan running and pays EMI of Rs. 4,000/- and Rs. 1500/- respectively per month, therefore the total deduction is Rs. 5500/- per month from income. Then the applicant is capable to pay the EMI of Rs. 4500/- or Rs. 6500/- only. The loan amount and eligibility depends on the few factors.
Eligibility Calculation = (50% – 60% of total income) – (if any other loans/EMIs/Policies)

Some Factors That Bank Checks During Loan Approval

1. Remaining previous loan amount
2. EMIs/Policies
3. Some other expenses

How to Apply for DHFL Housing Finance Loan Applying for Home Loan online is simple.

It just takes 4 simple steps to get an instant Home Loan approval!
Step 1: Click here to go our online form. Fill-in all the details and submit the form at sbiloanrates.com
Step 2: Get an instant quote on loan amount and eligibility. Select your required loan amount and tenure.
Step 3: Our representative will get in touch with you for document collection and other formalities.
Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!

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DHFL Home Loan Interest Rates – Feb 2019, EMI Eligibility Calculator
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