Apply Citibank Home Loan online easily by following few steps and get approval within few minutes. Get Interest Rates ✔ Processing Fee ✔ Documentation ✔ Eligibility Criteria ✔ Schemes and Offers ✔ EMI ✔ Customer Care Numbers ✔ Branch Addresses ✔ and other details about Citibank Home Loan.

Citibank Home Loan Purpose – Home Loan can be used for Purchase / Construction / Renovation / Repairs / Extensions / furnishing of house and flat / land purchase and construction thereon.

Apply Here For Citibank Home Loan

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Citibank Home Loan Interest Rates

Interest Rates 8.60% – 8.85%
Processing Fee Upto Rs.5000/-
Loan Tenure Upto 25 years
Loan Amount Limit Upto 10 Crores
Prepayment Charges Nil
EMI at 1 Lakh for 25 Years Rs. 776/-
Customer Care Number 1860 210 2484 / +91 22 4955 2484

Eligibility Criteria For Citibank Home Loan

Age Limit Upto 65 years
Income Criteria Person should have regular source of income

Documents Required For Citibank Home Loan

For Salaried
Application Form Application form with all required details filled in.
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Latest 6 month salary slip And Form 16
Banking Last 6 months salaried bank statements
For Self-Employed
Application Form Application form with all required details filled in.
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Profit/loss & balance sheet.
Banking Last 6 months salaried bank statements

Citibank Home Loan EMI Calculator

For making our users experience better we can show some pre-calculated example below

Loan Amount Interest Rates Repayment Period/Time EMI Per Month
5 Lakhs  8.80% 5 Years  Rs. 10,222/-
8 Lakhs  8.80% 6 Years  Rs. 14,164/-
10 Lakhs  8.80% 8 Years  Rs. 14,315/-
13 Lakhs  8.80% 9 Years  Rs. 17,161/-
15 Lakhs  8.80% 10 Years  Rs. 18,478/-
17 Lakhs  8.80% 12 Years  Rs. 18,729/-
18 Lakhs  8.80% 15 Years  Rs. 17,567/-
20 Lakhs  8.80% 14 Years  Rs. 20,226/-
22 Lakhs  8.80% 18 Years  Rs. 19,718/-
23 Lakhs  8.80% 20 Years  Rs. 19,742/-
25 Lakhs  8.80% 13 Years  Rs. 26,318/-
28 Lakhs  8.80% 10 Years  Rs. 34,492/-
29 Lakhs  8.80% 13 Years  Rs. 30,528/-
30 Lakhs  8.80% 15 Years  Rs. 29,279/-
31 Lakhs  8.80% 18 Years  Rs. 27,784/-
33 Lakhs  8.80% 16 Years  Rs. 31,204/-
34 Lakhs  8.80% 19 Years  Rs. 29,788/-
35 Lakhs  8.80% 20 Years  Rs. 30,042/-

Citibank Home Loan Eligibility Calculator

Citibank Home Loan amount depends on applicant’s income/salary, because as per policy a person can pay 50% to 60% (depends on bank to bank) total amount of monthly income in the form of EMIs.

Lets take an example : If applicant is getting Rs. 20,000/- per month then he or she is eligible to pay the total EMIs of Rs. 10,000/- to Rs. 12,000/- of EMI from his or her monthly income. If applicant has already personal loan and bike loan running and pays EMI of Rs. 4,000/- and Rs. 1500/- respectively per month, therefore the total deduction is Rs. 5500/- per month from income. Then the applicant is capable to pay the EMI of Rs. 4500/- or Rs. 6500/- only. The loan amount and eligibility depends on the few factors.
Eligibility Calculation = (50% – 60% of total income) – (if any other loans/EMIs/Policies)

Some Factors That Bank Checks During Loan Approval

1. Remaining previous loan amount
2. EMIs/Policies
3. Some other expenses

How to Apply for Citibank Home Loan Applying for Home Loan online is simple.

It just takes 4 simple steps to get an instant Home Loan approval!
Step 1: Click here to go our online form. Fill-in all the details and submit the form at
Step 2: Get an instant quote on loan amount and eligibility. Select your required loan amount and tenure.
Step 3: Our representative will get in touch with you for document collection and other formalities.
Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!

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Citibank Home Loan Interest Rates April 2019, EMI Eligibility Calculator
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