Apply Bank of Baroda Home Loan online easily by following few steps and get approval within few minutes. Get Interest Rates ✔ Processing Fee ✔ Documentation ✔ Eligibility Criteria ✔ Schemes and Offers ✔ EMI ✔ Customer Care Numbers ✔ Branch Addresses ✔ and other details about Bank of Baroda Home Loan.

BOB Home Loan Purpose – Home Loan can be used for Purchase / Construction / Renovation / Repairs / Extensions / furnishing of house and flat / land purchase and construction thereon.

Bank of Baroda Home Loan Interest Rates

Interest Rates  8.55% – 9.55%
Processing Fee NIL
Loan Tenure Upto 30 years
Age Limit Maximum age 70 years
Loan Amount Limit Upto 90% of the LTV
EMI at 1 Lakh for 30 Years Rs. 772/-
Customer Care Number 1800 22 33 44 / 1800 102 7788

Bank of Baroda Home Loan Documents

For Salaried
Application Form Application form with all required details filled in.
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Latest 6 month salary slip And Form 16
Banking Last 6 months salaried bank statements
For Self-Employed
Application Form Application form with all required details filled in.
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Profit/loss & balance sheet.
Banking Last 6 months salaried bank statements

BOB Home Loan to Property Cost

 Upto 30 lakh  90% of LTV
 Above Rs. 30 Lakh and upto 75 lakh  80% of LTV
 Above 75 lakh  75% of LTV

Bank of Baroda Home Loan EMI Calculator

For making our users experience better we can show some pre-calculated example below

Loan Amount Interest Rates Repayment Period/Time EMI Per Month
5 Lakhs 8.35% 6 Years Rs. 8,852/-
7 Lakhs 8.35% 5 Years Rs. 14,311/-
10 Lakhs 8.35% 9 Years Rs. 13,201/-
13 Lakhs 8.35% 7 Years Rs. 11,950/-
15 Lakhs 8.35% 10 Years Rs. 18,478/-
17 Lakhs 8.35% 12 Years Rs. 18,730/-
18 Lakhs 8.35% 15 Years  Rs. 17,567/-
21 Lakhs 8.35% 13 Years  Rs. 22,107/-
22 Lakhs 8.35% 16 Years  Rs. 20,803/-
23 Lakhs 8.35% 20 Years  Rs. 19,742/-
25 Lakhs 8.35% 14 Years  Rs. 25,282/-
28 Lakhs 8.35% 10 Years  Rs. 34,492/-
29 Lakhs 8.35% 16 Years  Rs. 27,422
30 Lakhs 8.35% 15 Years  Rs. 29,279/-
31 Lakhs 8.35% 18 Years  Rs. 27,784
32 Lakhs 8.35% 17 Years  Rs. 29,415
34 Lakhs 8.35% 18 Years  Rs. 30,473
35 Lakhs 8.35% 20 Years  Rs. 30,042/-

Bank of Baroda Home Loan Eligibility Calculator

Bank of Baroda Home Loan amount depends on applicant’s income/salary, because as per policy a person can pay 50% to 60% (depends on bank to bank) total amount of monthly income in the form of EMIs.

Lets take an example – If applicant is getting Rs. 20,000/- per month then he or she is eligible to pay the total EMIs of Rs. 10,000/- to Rs. 12,000/- of EMI from his or her monthly income. If applicant has already personal loan and bike loan running and pays EMI of Rs. 4,000/- and Rs. 1500/- respectively per month, therefore the total deduction is Rs. 5500/- per month from income. Then the applicant is capable to pay the EMI of Rs. 4500/- or Rs. 6500/- only. The loan amount and eligibility depends on the few factors.
Eligibility Calculation = (50% – 60% of total income) – (if any other loans/EMIs/Policies is running)

Some Factors That Bank Checks During Loan Approval

1. Remaining previous loan amount
2. EMIs/Policies
3. Some other expenses

How to Apply for Bank of Baroda Home Loan

It just takes 4 simple steps to get an instant Home Loan approval!
Step 1: Click here to go our online form. Fill-in all the details and submit the form at sbiloanrates.com
Step 2: Get an instant quote on loan amount and eligibility. Select your required loan amount and tenure.
Step 3: Our representative will get in touch with you for document collection and other formalities.
Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!

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Bank of Baroda Home Loan Interest Rates – Oct 2018, EMI Eligibility Calculator
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