Apply Bandhan Bank Home Loan online easily by following few steps and get approval within few minutes. Get Interest Rates ✔ Processing Fee ✔ Documentation ✔ Eligibility Criteria ✔ Schemes and Offers ✔ EMI ✔ Customer Care Numbers ✔ Branch Addresses ✔ and other details about Bandhan Bank Home Loan.

Bandhan Bank Home Loan Purpose – Home Loan can be used for Purchase / Construction / Renovation / Repairs / Extensions / furnishing of house and flat / land purchase and construction thereon.

Bandhan Bank Home Loan Interest Rates

Interest Rates 10.50%
Processing Fee  1% of the loan amount or minimum Rs. 5000/- (Plus Service Tax)
Loan Tenure  Upto 15 years
Prepayment Charges  Nil
EMI at 1 Lakh for 15 Years  Rs. 1,200/-
Customer Care Number  1800-258-8181

Eligibility Criteria For Bandhan Bank Home Loan

Age Limit  Minimum age 23 years to Maximum  age 65 years
Income Criteria  Person should have regular source of income

Documents Required For Bandhan Bank Home Loan

For Salaried
Application Form Application form with all required details filled in.
Photograph 2-3 Passport size photograph
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Latest 6 month salary slip And Form 16
Banking Last 6 months salaried bank statements
Existing Loan Details Repayment Track record of existing loans
Property Details Details of property proposed to be purchased or constructed
For Self-Employed
Application Form Application form with all required details filled in.
Photograph 2-3 Passport size photograph
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Profit/loss & balance sheet.
Banking Last 6 months salaried bank statements
Existing Loan Details Repayment Track record of existing loans
Property Details Details of property proposed to be purchased or constructed

Bandhan Bank Home Loan EMI Calculator

For making our users experience better we can show some pre-calculated example below

Loan Amount Interest Rates Repayment Period/Time EMI Per Month
5 Lakhs  12.00% 5 Years  Rs. 11,122/-
8 Lakhs  12.00% 6 Years  Rs. 15,640/-
10 Lakhs  12.00% 7 Years  Rs. 17,653/-
13 Lakhs  12.00% 9 Years  Rs. 19,740/-
15 Lakhs  12.00% 10 Years  Rs. 21,521/-
17 Lakhs  12.00% 13 Years  Rs. 21,567/-
18 Lakhs  12.00% 15 Years  Rs. 21,603/-
21 Lakhs  12.00% 14 Years  Rs. 25,860/-
22 Lakhs  12.00% 16 Years  Rs. 25,822/-
23 Lakhs  12.00% 20 Years  Rs. 25,325/-
25 Lakhs  12.00% 12 Years  Rs. 32,835/-
28 Lakhs  12.00% 10 Years  Rs. 40,172/-
29 Lakhs  12.00% 18 Years  Rs. 32,827/-
30 Lakhs  12.00% 15 Years  Rs. 36,005/-
31 Lakhs  12.00% 16 Years  Rs. 36,385/-
32 Lakhs  12.00% 17 Years  Rs. 36,839/-
33 Lakhs  12.00% 19 Years  Rs. 36,808/-
35 Lakhs  12.00% 20 Years  Rs. 38,538/-

Bandhan Bank Home Loan Eligibility Calculator

Bandhan Bank Home Loan amount depends on applicant’s income/salary, because as per policy a person can pay 50% to 60% (depends on bank to bank) total amount of monthly income in the form of EMIs.
Lets take an example : If applicant is getting Rs. 20,000/- per month then he or she is eligible to pay the total EMIs of Rs. 10,000/- to Rs. 12,000/- of EMI from his or her monthly income. If applicant has already personal loan and bike loan running and pays EMI of Rs. 4,000/- and Rs. 1500/- respectively per month, therefore the total deduction is Rs. 5500/- per month from income. Then the applicant is capable to pay the EMI of Rs. 4500/- or Rs. 6500/- only. The loan amount and eligibility depends on the few factors.
Eligibility Calculation = (50% – 60% of total income) – (if any other loans/EMIs/Policies)

Some Factors That Bank Checks During Loan Approval

1. Remaining previous loan amount
2. EMIs/Policies
3. Some other expenses

How to Apply for Bandhan Bank Home Loan Applying for Home Loan online is simple.

It just takes 4 simple steps to get an instant Home Loan approval!
Step 1: Click here to go our online form. Fill-in all the details and submit the form at sbiloanrates.com
Step 2: Get an instant quote on loan amount and eligibility. Select your required loan amount and tenure.
Step 3: Our representative will get in touch with you for document collection and other formalities.
Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!

(Visited 3,593 times, 3 visits today)
Bandhan Bank Home Loan Interest Rates – Dec 2018, EMI Eligibility Calculator
Tagged on:

3 thoughts on “Bandhan Bank Home Loan Interest Rates – Dec 2018, EMI Eligibility Calculator

  • June 9, 2018 at 7:49 am
    Permalink

    Sir I want loan 20000 my income 8000 per month

    Reply
  • August 25, 2018 at 7:22 am
    Permalink

    Dear Sir, My monthly salary is Rs.14000/ . Can I apply for Loan? Amount 10 lakhs

    Reply
  • September 14, 2018 at 8:19 pm
    Permalink

    Dear sir my monthly income 18500
    I want a home loan amount at 4lack
    I have 2 satak land self name
    1.5 lack cash
    Can i apply for loan

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *