Apply Aadhar home Loan online easily by following few steps and get approval within few minutes. Get Interest Rates ✔ Processing Fee ✔ Documentation ✔ Eligibility Criteria ✔ Schemes and Offers ✔ EMI ✔ Customer Care Numbers ✔ Branch Addresses ✔ and other details about Aadhar Housing Finance Ltd Home Loan.

Aadhar Housing Finance Ltd Home Loan Purpose : Aadhar Home Loan can be used for Purchase / Construction / Renovation / Repairs / Extensions / furnishing of house and flat / land purchase and construction thereon.

Aadhar Housing Finance Home Loan Interest Rates

Interest Rates  11.00% on wards
Processing Fee  Total of 1.5 % of the sanctioned loan amount + Service Tax
Loan Tenure  Upto 30 years
Loan Amount Limit  Upto Rs. 25,00,000/- (but not exceeding 80% of the cost of property)
Prepayment Charges  Nil
EMI at 1 Lakh for 30 Years  Rs. 952/-
Customer Care Number  1800 300 420 20

Eligibility Criteria For Aadhar Housing Finance Home Loan

Age Limit  Upto 65 years
Income Criteria  Minimum salary required Rs. 5,000/- per/month onwards

Documents Required For Aadhar Housing Loan

For Salaried
Application Form Application form with all required details filled in.
Photograph 2-3 Passport size photograph
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Latest 6 month salary slip And Form 16
Banking Last 6 months salaried bank statements
For Self-Employed
Application Form Application form with all required details filled in.
Photograph 2-3 Passport size photograph
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Profit/loss & balance sheet.
Banking Last 6-12 months salaried bank statements

Aadhar Housing Loan EMI Calculator

For making our users experience better we can show some pre-calculated example below:

Loan Amount Interest Rates Repayment Period/Time EMI Per Month
5 Lakhs  11.00% 5 Years  Rs. 10,871/-
6 Lakhs  11.00% 6 Years  Rs. 11,420/-
8 Lakhs  11.00% 8 Years  Rs. 12,567/-
10 Lakhs  11.00% 7 Years  Rs. 17,122/-
11 Lakhs  11.00% 10 Years  Rs. 18,261/-
12 Lakhs  11.00% 12 Years  Rs. 14,341/-
14 Lakhs  11.00% 15 Years  Rs. 15,912/-
15 Lakhs  11.00% 14 Years  Rs. 17,536/-
16 Lakhs  11.00% 16 Years  Rs. 17,744/-
17 Lakhs  11.00% 20 Years  Rs. 17,547/-
18 Lakhs  11.00% 13 Years  Rs. 21,735/-
19 Lakhs  11.00% 10 Years  Rs. 26,173/-
20 Lakhs  11.00% 17 Years  Rs. 21,708/-
21 Lakhs  11.00% 15 Years  Rs. 23,869/-
22 Lakhs  11.00% 18 Years  Rs. 23,431/-
23 Lakhs  11.00% 16 Years  Rs. 25,507/-
24 Lakhs  11.00% 19 Years  Rs. 25,139/-
25 Lakhs  11.00% 20 Years  Rs. 25,805/-

Aadhar Housing Finance Home Loan Eligibility Calculator

Aadhar Housing Finance Ltd Home Loan amount depends on applicant’s income/salary, because as per policy a person can pay 50% to 60% (depends on bank to bank) total amount of monthly income in the form of EMIs.
Lets take an example – If applicant is getting Rs. 20,000/- per month then he or she is eligible to pay the total EMIs of Rs. 10,000/- to Rs. 12,000/- of EMI from his or her monthly income. If applicant has already personal loan and bike loan running and pays EMI of Rs. 4,000/- and Rs. 1500/- respectively per month, therefore the total deduction is Rs. 5500/- per month from income. Then the applicant is capable to pay the EMI of Rs. 4500/- or Rs. 6500/- only. The loan amount and eligibility depends on the few factors.
Eligibility Calculation = (50% – 60% of total income) – (if any other loans/EMIs/Policies)

Some Factors That Bank Checks During Loan Approval

1. Remaining previous loan amount
2. EMIs/Policies
3. Some other expenses

How to Apply for Aadhar Housing Finance Ltd Home Loan Applying for Home Loan online is simple.

It just takes 4 simple steps to get an instant Home Loan approval!
Step 1: Click here to go our online form. Fill-in all the details and submit the form at sbiloanrates.com
Step 2: Get an instant quote on loan amount and eligibility. Select your required loan amount and tenure.
Step 3: Our representative will get in touch with you for document collection and other formalities.
Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!

(Visited 12,172 times, 12 visits today)
Aadhar Housing Finance Home Loan – Interest Rates Oct 2018

7 thoughts on “Aadhar Housing Finance Home Loan – Interest Rates Oct 2018

  • December 11, 2017 at 5:08 pm
    Permalink

    Sir
    May I know behalf of you that I am taken loan in jan 16 .how i come in the pradhanmantri 2.5lakh subsidies scheme.
    Kindly support me for this scheme.
    Thanks
    Regards
    Sanjeev sharma
    Koto

    Reply
  • January 29, 2018 at 10:16 pm
    Permalink

    Sir what is the true interest rate in home loan for sixteen lakhs

    Reply
  • February 18, 2018 at 5:57 pm
    Permalink

    सर जैसे कि मै SBI से पर्सनल लोन लिया है और वह 1 वर्ष हो गया मै जानना चाहता हू कि मुझे घर खरीदने के लिए 2100000 लाख लोन मिल सकता है

    Reply
    • September 22, 2018 at 4:02 pm
      Permalink

      loan required please contact

      Reply
  • August 16, 2018 at 1:37 pm
    Permalink

    Sir mai personal loan sbi se le liya kya mujhe home loan mil sakta hai kya

    Reply
  • September 16, 2018 at 12:30 am
    Permalink

    Sir mene Adhar housing finance se home loan liya 2016-17 me jisma branch balo ne pm awas yojna Ka bola that PR avi tk subsidy nae se air mera interest rate bhi 13.75 he pls meri subsidy aur interest Kam krwane Ka koe tarika he kya

    Reply
  • September 20, 2018 at 6:13 pm
    Permalink

    ₹200000 की जरूरत है

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *