Apply Aadhar Home Loan online easily by following few steps and get approval within few minutes. Get Interest Rates ✔ Processing Fee ✔ Documentation ✔ Eligibility Criteria ✔ Schemes and Offers ✔ EMI ✔ Customer Care Numbers ✔ Branch Addresses ✔ and other details about Aadhar Housing Finance Ltd Home Loan.

Aadhar Home Loan Purpose : Aadhar Home Loan can be used for Purchase / Construction / Renovation / Repairs / Extensions / furnishing of house and flat / land purchase and construction thereon.

Aadhar Housing Finance Home Loan Interest Rates

Interest Rates  11.00% on wards
Processing Fee  Total of 1.5 % of the sanctioned loan amount + Service Tax
Loan Tenure  Upto 30 years
Loan Amount Limit  Upto Rs. 25,00,000/- (but not exceeding 80% of the cost of property)
Prepayment Charges  Nil
EMI at 1 Lakh for 30 Years  Rs. 952/-
Customer Care Number  1800 300 420 20

Eligibility Criteria For Aadhar Housing Finance Home Loan

Age Limit  Upto 65 years
Income Criteria  Minimum salary required Rs. 5,000/- per/month onwards

Documents Required For Aadhar Housing Loan

For Salaried
Application Form Application form with all required details filled in.
Photograph 2-3 Passport size photograph
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Latest 6 month salary slip And Form 16
Banking Last 6 months salaried bank statements
For Self-Employed
Application Form Application form with all required details filled in.
Photograph 2-3 Passport size photograph
Proof Of Identity Pan Card, Voters ID Card, Passport.
Proof Of Address Utility bills, ration card, passport.
Income Proof Profit/loss & balance sheet.
Banking Last 6-12 months salaried bank statements

Aadhar Housing Loan EMI Calculator

For making our users experience better we can show some pre-calculated example below for Aadhar Home Loan at 11.00% p.a. at for different tenures:

Loan Amount 10 Years 20 Years 30 Years
5 lakh 6,887 5,161 4,762
6 lakh 7,256 6,193 5,714
7 lakh 9,642 7,225 6,666
8 lakh 11,020 8,258 7,619
9 lakh 12,397 9,290 8,571
10 lakh 13,775 10,322 9,523
11 lakh 15,152 11,354 10,475
12 lakh 16,530 12,386 11,428
13 lakh 17,907 13,418 12,380
14 lakh 19,285 14,451 13,332
15 lakh 20,662 15,483 14,285
16 lakh 22,040 16,515 15,237
17 lakh 23,417 17,547 16,189
18 lakh 24,795 18,579 17,142
19 lakh 26,172 19,612 18,094
20 lakh 27,550 20,644 19,046
21 lakh 28,927 21,676 19,999
22 lakh 30,305 22,708 20,951
23 lakh 31,682 23,740 21,903
24 lakh 33,060 24,773 22,886
25 lakh 34,437 25,805 23,808
26 lakh 32,815 26,837 24,760
27 lakh 37,192 27,869 25,713
28 lakh 38,570 28,901 26,665
29 lakh 39,947 29,933 27,617
30 lakh 41,325 30,966 28,570

Aadhar Housing Finance Home Loan Eligibility Calculator

Aadhar Housing Finance Ltd Home Loan amount depends on applicant’s income/salary, because as per policy a person can pay 50% to 60% (depends on bank to bank) total amount of monthly income in the form of EMIs.
Lets take an example – If applicant is getting Rs. 20,000/- per month then he or she is eligible to pay the total EMIs of Rs. 10,000/- to Rs. 12,000/- of EMI from his or her monthly income. If applicant has already personal loan and bike loan running and pays EMI of Rs. 4,000/- and Rs. 1500/- respectively per month, therefore the total deduction is Rs. 5500/- per month from income. Then the applicant is capable to pay the EMI of Rs. 4500/- or Rs. 6500/- only. The loan amount and eligibility depends on the few factors.
Eligibility Calculation = (50% – 60% of total income) – (if any other loans/EMIs/Policies)

Some Factors That Bank Checks During Loan Approval

1. Remaining previous loan amount
2. EMIs/Policies
3. Some other expenses

How to Apply for Aadhar Housing Finance Ltd Home Loan Applying for Home Loan online is simple.

It just takes 4 simple steps to get an instant Home Loan approval!
Step 1: Click here to go our online form. Fill-in all the details and submit the form at sbiloanrates.com
Step 2: Get an instant quote on loan amount and eligibility. Select your required loan amount and tenure.
Step 3: Our representative will get in touch with you for document collection and other formalities.
Step 4: Loan sanctioned and Money will be credited to your account within 72 working hours after disbursal!

(Visited 12,173 times, 7 visits today)
Aadhar Home Loan Interest Rates March 2019, EMI, Eligibility

12 thoughts on “Aadhar Home Loan Interest Rates March 2019, EMI, Eligibility

  • December 11, 2017 at 5:08 pm
    Permalink

    Sir
    May I know behalf of you that I am taken loan in jan 16 .how i come in the pradhanmantri 2.5lakh subsidies scheme.
    Kindly support me for this scheme.
    Thanks
    Regards
    Sanjeev sharma
    Koto

    Reply
  • January 29, 2018 at 10:16 pm
    Permalink

    Sir what is the true interest rate in home loan for sixteen lakhs

    Reply
  • February 18, 2018 at 5:57 pm
    Permalink

    सर जैसे कि मै SBI से पर्सनल लोन लिया है और वह 1 वर्ष हो गया मै जानना चाहता हू कि मुझे घर खरीदने के लिए 2100000 लाख लोन मिल सकता है

    Reply
    • September 22, 2018 at 4:02 pm
      Permalink

      loan required please contact

      Reply
  • August 16, 2018 at 1:37 pm
    Permalink

    Sir mai personal loan sbi se le liya kya mujhe home loan mil sakta hai kya

    Reply
  • September 16, 2018 at 12:30 am
    Permalink

    Sir mene Adhar housing finance se home loan liya 2016-17 me jisma branch balo ne pm awas yojna Ka bola that PR avi tk subsidy nae se air mera interest rate bhi 13.75 he pls meri subsidy aur interest Kam krwane Ka koe tarika he kya

    Reply
  • September 20, 2018 at 6:13 pm
    Permalink

    ₹200000 की जरूरत है

    Reply
  • October 28, 2018 at 10:33 pm
    Permalink

    Sir mane loan ke liye apply kra thaa mera loan sensane ho gya that but mujhe mera payment nhi hua bola ki court ne stay lga rkha h ye process kb tk k lye h or mera kaam kb start ho jayega iske bare m btaye

    Reply
  • November 9, 2018 at 5:19 pm
    Permalink

    Sir mujhe loan ki jarurat hai kya mujhe mil sakti hai

    Reply
  • January 1, 2019 at 9:43 pm
    Permalink

    May I know behalf of you that I am taken loan in jan 7.5 .how i come in the pradhanmantri 2.5lakh subsidies scheme.
    Kindly support me for this scheme.
    Thanks
    Regards
    Thangavel
    Tamilnadu
    Sivagangai

    Reply
  • March 17, 2019 at 8:03 pm
    Permalink

    Business karne ke liye loan lena hai 5 lakh Rupaiya mithai aur Doodh ka kam karna

    Reply
  • March 19, 2019 at 8:31 am
    Permalink

    Mai other city me home loan lena chahta hu job location shahdol m.p. hai jabki home loan Bhilai c.g. Me Lena chahta hu. meri salary 12000 per month h loan amt 1000000 hai.

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *