Get details on SBI Loan on Credit Card ✔ Interest Rates ✔ No Documentation Required ✔ Eligibility ✔ No Paper-work ✔ No Post-dated Cheques Needed ✔ Doorstep Service.

SBI Encash

Encash is a pre-approved, money- on- demand facility, which is offered to a select set of SBI credit cardholders. The Encash amount limit can be over and above the existing credit limit or within the existing credit limit on the card.

Plan for your holidays, celebrations, education and more with SBI Card Encash. Enjoy hassle-free money availability with convenient repayment options. You can repay in 12 months, 24 months or 36 months, 1-time processing fee.

SBI Encash Fee And Charges

A flat rate of interest as per existing offer is applicable.
One-time processing 2%, up to a minimum of Rs. 499 and of maximum of Rs. 3,000
Foreclosure 3% foreclosure fee on the outstanding principal amount

Features of SBI Encash

  1. Low Interest Rate.
  2. Pre-approved offer over and above or within your existing credit limit.
  3. Reducing rate of interest.
  4. No documents, paper-work or post-dated cheques needed.
  5. Tenure in 1 year, 2 years & 3 years
  6. Only one time processing fee.
  7. The cheque, will be delivered within 3 working days (in a metro), for other cities, will deliver the cheque within 5 working days.
  8. The mode of disbursement of the funds is through a payable-at-par cheque.

Steps to Apply SBI Encash – There are 3 ways to apply for Encash one is through Website, second is Mobile app, third is and last is helpline.

Website-

  • Log in to sbicard.com using your SBI Card Online user ID and password.
  • If you are eligible for Encash, you will see an “Encash” link under the Benefits section on the left hand navigation.
  • Click on the link and enter the amount you wish to book Encash for, select the tenure and rate of interest and confirm the booking.

Mobile App-

  • Log in with the website log in Username & Password.
  • Click on ‘Benefits’ option in the main menu and select Encash (available in case you are eligible).
  • Enter the required details and confirm to book Encash in 3 simple steps.

Helpline-Your request for Encash will be processed within 3 working days for Metro locations and 5 working days for all other locations. We will also send you a confirmation SMS on your registered mobile number.

NoteRequest for Encash will be processed within 3 to 5 working days. Applicant will receive a confirmation SMS on your registered mobile number.

SBI Easy Money

Easy Money facility on SBI Card empowers the cardholders to avail funds for short term. When you need cash SBI Card Easy Money is option for your, instant cash requirement. After booking Easy Money, you will receive the amount at your doorstep in the form of a cheque.

SBI Easy Money Plan Fee And Charges

Tenure Interest Rate Processing Fee
45 days 2.45% per month 1.5% or ₹ 199,
whichever is higher

Features of Easy Money

  • Minimum amount of Rs. 5,000 or a maximum of up to 75% of your available cash limit.
  • Low interest rate as compared to other available loan plans.
  • You can avail the Easy Money benefit through our SBI Card website or our helpline instantly.
  • Money delivered at your doorstep in the form of cheque.

Steps to Book Easy Money

Website

  1. Log in to your SBI Card online account.
  2. Click on ‘Benefits’ option in the main menu and select ‘Easy Money’.
  3. Enter details and confirm to book Easy Money instantly.

Mobile App

  1. Log in with the website log in Username & Password.
  2. Click on ‘Benefits’ option in the main menu and select Easy Money.
  3. Enter the required details and confirm to book Easy Money in 3 simple steps.

Helpline – Call up our SBI Card helpline at 1860 180 1290 / 39 02 02 02 (prefix local STD code)

Benefits of SBI Loan on Credit Card

  1. Reward Points Redemption.
  2. Balance Transfer.
  3. Balance Transfer on EMI.
  4. Flexipay.
  5. Encash.
  6. Easy Money.
  7. Card Protection Plan.
  8. Hospital Cash Insurance.
  9. Accident Shield.
  10. Family Health Floater Policy.
  11. Joining/Milestone Rewards.
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SBI Loan On Credit Card – Eligibility, Compare & Apply

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